New Years Resolutions!
The fad that usually lasts through January, forgotten by February.
I love a good New Years Resolution. By definition via Wikipedia, a New Years Resolution is a commitment that a person makes to one or more lasting personal goals, projects, or the reforming of a habit. The two most popular resolutions fall under two categories: (1) Health or (2) Money. Most years I fall under the first category — workout more, eat more vegetables, take up yoga. But this year I’m shaking things up and jumping to category 2!
2012 New Years Resolution:
Live off a legit budget in 2012 … and save some money for LASIK, travel and an emergency fund.
I also have a secondary resolution to drink more water, but that’s not really here nor there.
Budget. Saving money. I’ve always been aware of the money I have but I tend to just spend it randomly. This resolution is going to take some time and organization — I’ll have to determine my monthly income, allocate that money to different categories (i.e. rent, utilities, cell phone, groceries) then add a new category: savings. I’m hoping to go on a trip (big or small) once every 3 months then also create a 3-month emergency fund by the end of the year. What is a 3-month emergency fund? To me, it’s enough to cover my fixed expenses for 3-months. By 2013 I’ll be set! Think I’ll actually do it? Here’s hoping…
What was your New Years Resolution? Will you stick to it?